For more information on products or rates not listed below, please Contact a Mortgage Specialist or call us toll-free at 800-788-0454.

Rates and payments quoted below are based on loans secured by property in the State of California. Rates and payments, closing costs and points vary by property location, loan type and individual borrower credit and income characteristics.

Estimated Loan and APR Information as of 4/6/2016

15 Year Fixed to 1 Mil.
  0 Points1 Point
Interest Rates 3.625 % 3.375 %
APR 3.722 % 3.638 %
Payment Term 15 Years 15 Years
Estimated Prepaid Finance Charges $7,000 $15,750
Loan Amount $1,000,000 $1,000,000
Down Payment $250,000 $250,000
Monthly Principal & Interest Payment* $7,210 $7,088

*Monthly Principal & Interest Payment Excludes taxes and insurance; total payment will be higher


Mortgage rates are subject to change without notice at any time until you have locked a loan. Actual rate and payment will vary based on your specific situation. Some products may not be available based on your specfice situation. Some restrictions may apply.

*Notice Regarding Adjustable Rate Mortgages: Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.

**Notice Regarding Interest Only Mortgages Interest only loans provide for payment of interest only for a set period of time, and payment of principal and interest for the remainder of the loan term. Interest only payments do not reduce principal. At the end of the interest only period, your monthly payment will increase, possible substantially, because you will be required to pay down the outstanding principal and all accrued interest.